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New Construction Home Warranties in Alberta can make purchasing in Alberta an exciting venture. One of the critical aspects to consider when buying a new home is understanding the warranty that comes with it. A warranty acts as a safety net, providing homeowners with peace of mind that their investment is protected against unforeseen defects or issues. In Alberta, new home warranties are not just a bonus—they’re mandatory under the New Home Buyer Protection Act. This blog will guide you through everything you need to know about warranties in new construction homes in Edmonton and Alberta.
What Is a New Home Warranty?
A new home warranty is a legally binding agreement between the homebuilder and the homeowner, designed to protect buyers from potential defects in materials, workmanship, and structural components of the home. In Alberta, this warranty is mandatory, and every builder must provide coverage as per the New Home Buyer Protection Act.
Coverage Under the New Home Buyer Protection Act
The New Home Buyer Protection Act, implemented in 2014, sets out specific coverage periods for different components of a new home. Understanding these timelines is crucial for homeowners:
1-Year Coverage
Covers defects in materials and labor, such as:
- Flooring
- Trim and fixtures
- Paint and finishes
2-Year Coverage
Covers defects related to:
- Plumbing
- Electrical systems
- Heating and ventilation systems
5-Year Coverage
Covers the building envelope, which includes:
- Exterior walls
- Roof
- Windows
- Doors This coverage can be extended to 7 years if opted for by the builder or homeowner.
10-Year Coverage
Covers major structural components, including:
- Foundation
- Frame
- Load-bearing walls
This framework ensures comprehensive protection, allowing homeowners to address issues promptly without significant out-of-pocket expenses.
Mandatory Warranty Providers in Alberta
In Alberta, builders are required to work with licensed warranty providers. Some of the most well-known providers include:
- Alberta New Home Warranty Program (ANHWP)
- Progressive Home Warranty
- National Home Warranty
- Aviva Warranty Each provider offers slightly different terms and conditions, so homeowners must review the specific details of their warranty policy.
Key Components of New Home Warranties
Understanding what a warranty covers (and doesn’t cover) is essential for homeowners:
1. Materials and Workmanship
This aspect of the warranty ensures that visible elements like cabinets, countertops, flooring, and drywall meet quality standards. Defects caused by poor craftsmanship or substandard materials are typically covered in the first year.
2. Systems
Mechanical systems such as plumbing, heating, and electrical components fall under a two-year warranty. This includes issues like faulty wiring or leaking pipes.
3. Building Envelope
The building envelope acts as a shield, protecting your home from external elements. Problems like water leaks or air infiltration are covered for up to five or seven years.
4. Structural Integrity
Structural components like the foundation and framing are covered for a full decade, ensuring your home’s stability over time.
What’s Not Covered by a New Home Warranty?
While warranties are comprehensive, they do have exclusions. Homeowners should be aware that the following are typically not covered:
- Normal wear and tear
- Maintenance-related issues (e.g., clogged gutters)
- Damage caused by homeowner negligence
- Landscaping or outbuildings like sheds
- Cosmetic issues after the initial walkthrough
- There are some items that don’t have to be perfect review the Construction performance guide to see where there is some give and take to finishings.
Understanding these exclusions helps homeowners manage expectations and maintain their property appropriately.
How to File a Warranty Claim
If an issue arises within the warranty period, follow these steps to file a claim:
1. Document the Issue
Take clear photos and notes about the defect. Include details like when the problem was first noticed and its impact on your home.
2. Notify the Builder or Warranty Provider
Reach out to your builder or warranty provider in writing. Most warranty providers require you to use their specific claim form.
3. Inspection and Resolution
After receiving your claim, the builder or warranty provider will inspect the issue. If it falls under warranty, they will arrange for repairs or replacements.
4. Keep Records
Maintain detailed records of all communications, inspections, and repairs. This can be helpful if disputes arise.
The Role of Alberta’s Residential Protection Program
The Alberta Home Warranty Program ensures builders comply with warranty requirements. Homeowners can also turn to the program if disputes arise between them and their builders. The program offers mediation and arbitration services to resolve conflicts effectively.
Tips for Maximizing Your Warranty
Here’s how you can make the most of your new construction home warranties:
1. Understand Your Policy
Carefully read the warranty documentation provided by your builder. Knowing the coverage timelines and exclusions is crucial.
2. Perform Regular Maintenance
Routine maintenance not only keeps your home in good condition but also prevents minor issues from escalating into costly repairs.
3. Conduct Seasonal Inspections
Inspect key areas like the roof, foundation, and drainage systems every season to identify potential problems early.
4. Don’t Delay Filing Claims
If you notice a defect, report it promptly. Delayed claims can lead to disputes or denial of coverage.
Benefits of a New Home Warranty
Having a warranty in place offers several advantages:
1. Peace of Mind
Knowing your home is protected against unforeseen issues allows you to enjoy your new space stress-free.
2. Financial Security
Repairs can be costly. A warranty ensures that eligible repairs are covered, saving you significant expenses.
3. Higher Resale Value
A transferable warranty can make your home more attractive to potential buyers, providing added value in the resale market.
Choosing a Reliable Builder
Selecting a reputable builder is the first step to ensuring your home’s quality and warranty coverage. When evaluating builders in Edmonton:
- Check reviews and testimonials
- Verify their registration with an authorized warranty provider
- Ask about their post-construction services and warranty support
Builders with a proven track record are more likely to honor warranty claims and deliver high-quality construction.
Common Warranty Disputes and How to Avoid Them
Despite the protections offered by warranties, disputes can arise. Here’s how to navigate common issues:
1. Builder Denies Responsibility
If your builder claims the defect isn’t covered, review your warranty policy carefully. You can escalate the issue to Alberta’s Residential Protection Program if necessary.
2. Delayed Repairs
Follow up persistently and document all communications. If delays persist, involve your warranty provider.
3. Quality of Repairs
Ensure repairs meet industry standards. Don’t hesitate to request a second inspection if you’re unsatisfied with the work.
The Future of Warranties in Alberta
As construction technologies evolve, so do warranty policies. Builders and warranty providers are continuously enhancing their offerings to align with modern construction standards and consumer expectations. Homeowners can expect more comprehensive and flexible warranties in the years to come.
Conclusion
Understanding new construction home warranties is vital for protecting your investment. In Alberta, the New Home Buyer Protection Act ensures that homeowners are covered against defects and structural issues, giving them peace of mind. By familiarizing yourself with the warranty process, maintaining your home, and choosing a reliable builder, you can enjoy your new Edmonton home with confidence.
Have more questions about New Construction Home Warranties in AB? Contact Chris Reid Edmonton REALTOR®
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